Why Americans Deserve Better — and Why Bitcoin May Be the Only Way Out
President Trump recently proposed a $2,000 payment to every American, excluding “high-income individuals.” The idea sounds generous, but it’s also a symptom of a much deeper disease: a government that spends money it doesn’t have—causing inflation in the process and actually hurting the very people who receive the payment.
The Math Behind the Madness
In 2024 alone, the U.S. government ran a $1.8 trillion deficit.
Let’s put that in perspective:
- There are 128 million households in the United States.
- There are 340 million individuals.
If we divided that $1.8 trillion evenly, that’s $14,000 per household or $5,294 per person.
So when politicians talk about sending you a one-time $2,000 check, remember — they’re already spending about 2.5 times that amount per person every single year.
If the government simply stopped wasting and borrowing, you’d already be thousands of dollars richer annually — without a single new program or “stimulus.”
That’s money our government already spent—above and beyond the taxes you and I pay. It wasn’t earned. It was created out of thin air by the Treasury and the Federal Reserve. Every time that happens, the dollars in your wallet become worth a little less. That’s why groceries, cars, and homes cost more every year, no matter how hard you work.
The Mirage of the 50-Year Mortgage
Now the U.S. housing authorities are exploring 50-year mortgages, following the path of Japan and even some European countries.
Japan went so far as to experiment with 100-year mortgages, often passed from parents to children. Did that make homes more affordable? No—it made them more expensive.
When you stretch the loan term, monthly payments drop slightly, but total debt rises massively. Sellers raise prices to match what buyers can “afford” on paper. The result: higher prices, higher leverage, and lifelong debt servitude.
The 50-year mortgage is not a solution. It’s an illusion. It’s another way to avoid facing the real issue: our monetary system rewards debt and punishes saving.
Where Does the Money Go?
When we spend $1.8 trillion more than we take in, where does it all go?
- To foreign wars and endless “operations” that rarely make Americans safer.
- To subsidies and bailouts for politically favored industries.
- To bloated bureaucracies that exist to perpetuate themselves.
- To interest payments on the national debt—now one of the largest single line items in the federal budget.
Meanwhile, our manufacturing jobs were shipped overseas, first to Mexico and China, now to Vietnam and India. Communities that once built real wealth are hollowed out. Young people drown in debt while imported goods fill our stores. The average American is left with higher prices, lower stability, and fewer ways to build lasting capital.
Why does this keep happening? It’s not just bad policy — it’s baked into the structure of the global financial system.
Because the U.S. dollar is the world’s reserve currency, foreign countries must hold dollars to trade internationally. That means America must constantly send dollars abroad — through trade deficits and offshored production — to supply the world with liquidity.
This is known as the Triffin Dilemma: to maintain the dollar’s global dominance, the U.S. has to export jobs, import goods, and print money. It’s a system that benefits global finance, not the American worker.
A Balanced Budget Is Not Just Accounting — It’s Freedom
If the U.S. government lived within its means, you’d instantly gain purchasing power. Prices would stabilize, wages would go further, and the value of your savings would stop eroding.
You wouldn’t need a $2,000 stimulus check—because your dollar would already be strong.
The truth is simple: either we live within our means voluntarily, or reality will force us to.
Now, to be fair, we probably can’t slash spending overnight without causing serious shock to the economy. But we don’t have to.
What if we simply froze federal spending at 2025 levels and let tax revenue grow naturally with the economy? Within a few short years, the budget would balance itself—no chaos, no default, just discipline.
That’s not austerity. That’s responsibility.
And it’s the only peaceful way to restore faith in the dollar while keeping it as the world’s reserve currency.
The other option—the one emerging whether Washington likes it or not—is Bitcoin.
Bitcoin and the End of Fiat Illusion
“I don’t believe we shall ever have a good money again before we take the thing out of the hands of government, that is, we can’t take it violently out of the hands of government, all we can do is by some sly roundabout way introduce something that they can’t stop.”
— F.A. Hayek
Some believe there’s only one peaceful way out of this cycle: a return to sound money—money that cannot be printed at will.
That’s what Bitcoin represents.
It’s not a speculative token or a tech fad—it’s a monetary rebellion against endless inflation, debt-based growth, and political manipulation of money. In a Bitcoin world, politicians can’t quietly steal your savings through inflation. They must tax you honestly or spend less.
That’s accountability.
That’s discipline.
That’s freedom.
Even some in government see this potential. Senator Cynthia Lummis has proposed that the United States create a strategic Bitcoin reserve, allowing America to hold a real, non-inflationary asset on its balance sheet.
That move alone could begin rebuilding trust in the U.S. financial system—and might be the only peaceful way out of this mess.
My Message to Congress
If you truly want to help Americans:
- Stop using debt as a crutch for broken policy.
- Reject gimmicks like 50-year mortgages that only inflate prices.
- Commit to a balanced budget and an honest monetary system.
- Bring back real production, not financial engineering.
- End foreign interventions that waste our treasure and divide the world.
- Support sound money legislation like Senator Lummis’ Bitcoin reserve proposal.
Let the American worker, saver, and builder rise again—on a foundation of real value, not printed promises.
My Message to Every American
Don’t wait for Washington to fix this.
I urge you to learn about the problems with fiat money—how inflation quietly steals your time, labor, and savings—and to understand why Bitcoin solves these problems at their root.
The path forward is clear: either reform the dollar through fiscal discipline, or transition to a world built on honest, decentralized money.
The choice is ours—but the clock is ticking.
Send This Letter to Your Representatives
If this message resonates with you, copy the following text and send it to your senators and congressperson. You can find their contact info at https://www.congress.gov/members.
Subject: Support Fiscal Responsibility and Sound Money
Dear Senator/Representative,
I’m writing to express my concern about the growing national debt, inflation, and the policies that continue to devalue the U.S. dollar. In 2024, the federal deficit was $1.8 trillion—equal to roughly $14,000 per household. Instead of one-time stimulus checks, we need a long-term commitment to balanced budgets and sound money.
Please support policies that:
- Freeze federal spending at 2025 levels until tax revenue naturally balances the budget.
- End inflationary monetary expansion that hurts working Americans.
- Reject 50-year mortgages and other short-term “fixes” that only inflate asset prices.
- Support legislation like Senator Cynthia Lummis’s proposal for a Bitcoin strategic reserve, ensuring the United States has a sound, non-inflationary store of value.
Fiscal responsibility and sound money aren’t partisan issues—they’re American values.
Sincerely,
[Your Name]
[Your City, State]
MyWheelLife.com 